Daniela Galarza

My name is Daniela Galarza, and I am a professional bookkeeper with over five years of experience supporting real estate and mortgage professionals. I specialize in maintaining accurate financial records, performing bank reconciliations, managing accounts payable and receivable, and utilizing accounting software tailored to the real estate and lending industries. I’m recognized for my organization, reliability, and attention to detail. My goal is to provide clear, timely financial insights that empower agents, brokers, and lenders to make informed decisions and maintain financial stability. I am passionate about contributing to the long-term success of real estate and mortgage businesses through structured, dependable bookkeeping support.

Nour Ailan-Mihova

I am an experienced webmaster with a strong background in design, computer science, and technical support. With over 15 years of technical experience and a degree in Information Science, I specialize in building, managing, and optimizing websites to ensure high performance, security, and user satisfaction. Passionate about technology and innovation, I am dedicated to delivering efficient and impactful web solutions.

Juliette Guirguis

Cynthia Hill

Cynthia re-joins USA Lending and Realty as a Commercial Realtor. Cynthia has a Bachelor of Arts in English and Certificates in French Language from the University of Paris and the Catholic Institute of Paris. She brings a lifetime of sales and management experience in marketing, media and real estate. Cynthia has successfully sold businesses, commercial and investment properties in South Florida. Her clients include business owners, investors and residential end users. Cynthia possesses in-depth knowledge of all facets of buying and selling auction properties, bank foreclosures, short sales as well as extensive property analysis skills for her clients. In her spare time Cynthia enjoys spending time with family and friends, working out at her local gym and walking along Miami’s beautiful beaches. She is well traveled and is bilingual in English and French. She believes that giving back is of paramount importance and currently volunteers at local charities in Miami.

Nick Nicola

Veronica Assaf

Creative Mass Media Communications professional with over 22 years of experience writing, producing, and editing promotions and segments for Television, Radio and printed venues. Proficient in: Avid, Final Cut Pro, Premiere, and DaVinci Resolve; Fully bilingual English / Spanish.

Zena Bardawell Farah

Zena Bardawell heads the Real Estate division at U.S.A. Lending & Realty, Inc. and she has an experienced team that are trained to accommodate all their clients' needs regarding residential or commercial, small business. & short sales. Whether it is a first time home-buyer, a seasoned investor, a business owner or a senior looking for some easier retirement years; we at U.S.A. Lending & Realty. Inc. have the products, service, and attention you need. Zena believes in the team model and trains her associates, processors, and closers so well that everyone works with one common goal in mind: to accomplish a successful and efficient process from opening to closing. She is the president and qualifying broker for U.S.A. Lending & Realty. Inc. a full service company diversified with residential, commercial real estate and business brokerage sales.